PROACTIVE TAX STRATEGY. PERSONALIZED SERVICE.
Your Trusted CPA
Tax & Accounting Services in Hernando, Hillsborough, Pasco & Pinellas Counties.
Helping individuals, business owners, and professionals make smarter financial decisions through proactive tax planning, accounting services, IRS resolution, and business consulting.
20+ Years
of Experience
Licensed CPA
State Certified
AICPA Member
Professional Affiliation
Former IRS Agent
Insider Knowledge
Year-Round
Advisory Support
Our Services
Comprehensive Solutions For Your Financial Success
From tax preparation to strategic business consulting, Todd W. Monahan CPA LLC provides practical financial guidance designed to help individuals, families, and business owners make confident decisions year-round.
Tax Preparation & Filing
Accurate tax preparation and proactive planning designed to maximize deductions and minimize tax liability.
Accounting Services
Reliable bookkeeping, financial reporting, and accounting support to keep your business organized and on track.
IRS Resolution
Guidance and representation for audits, notices, payment plans, and other IRS challenges.
Tax Preparation & Filing
Professional tax preparation and planning designed to minimize tax liability and maximize deductions.
Accounting & Bookkeeping
Accurate financial reporting, bookkeeping support, and payroll solutions to keep your business on track.
IRS Resolution
Former IRS agent providing experienced guidance for audits, notices, payment plans, and collections.
Business Consulting
Strategic advice to improve profitability, support growth, and strengthen financial decision-making.
Financial Advisory Services
Accurate financial reporting, bookkeeping support, and payroll solutions to keep your business on track.
Business Consulting
Strategic advice to improve profitability, support growth, and strengthen financial decision-making.
Financial Advisory Services
Practical accounting and business guidance to help you make informed financial decisions year-round.

About Todd Monahan CPA
A CPA Who Works for You - Not Just for Tax Season.
Todd W. Monahan is a licensed Certified Public Accountant with over two decades of experience serving individuals, families, and business owners. His approach combines technical expertise with genuine client partnership - providing the kind of strategic, personalized attention that most firms reserve for their largest accounts.
Todd founded his firm on a simple belief: Every client deserves a trusted CPA who is proactive, accessible, and invested in their success.
Licensed CPA
AICPA Member
20+ Years Experience
Why CLIENTS Choose Todd
Experience. Insight. Personal Attention.
Work directly with an experienced CPA who provides practical guidance, responsive communication, and year-round support.
Direct Partner Access
Work directly with Todd on every engagement—never a revolving team of associates.
Year-Round Strategy
Proactive planning and guidance throughout the year, not just during tax season.
Former IRS Agent
Firsthand IRS experience provides valuable insight into tax compliance and resolution matters.
Business & Individual
Comprehensive solutions for entrepreneurs, business owners, and individuals.
Experience That Matters
20+ years serving individuals, families, and business owners.
Virtual & In-Person Appointments
Meet remotely or visit our Lutz office for convenient, personalized service.
OUR SERVICE AREA
Proudly Serving Hernando, Hillsborough, Pasco & Pinellas Counties
Based in Lutz, Florida, we provide professional CPA, tax, accounting, and advisory services to individuals and businesses throughout Hernando, Hillsborough, Pasco, and Pinellas Counties, as well as surrounding communities.

Local Expertise
We understand the unique financial needs of individuals and businesses throughout Hernando, Hillsborough, Pasco, and Pinellas Counties.
Community Focus
We're proud to serve the families, professionals, and business owners who help our local communities thrive.
Conveniently Located
Our Lutz office is centrally located, making it easy to serve clients across Hernando, Hillsborough, Pasco, and Pinellas Counties.
Visit Our Lutz Office
2541 Green Forest Lane Ste 102, Lutz, FL
Ready to Get Started?
Let's Build Your Financial Future Together.
Schedule a consultation with Todd W. Monahan CPA LLC and discover how proactive tax planning and personalized financial guidance can help you move forward with confidence.
Latest Articles
Browse Todd's latest articles covering tax preparation, accounting, business consulting, retirement planning, and financial strategies.
Tax Filing Basics for First-Time Filers
Filing your first return can feel like a mix of a math test, a scavenger hunt, and a paperwork party.
Is LASIK or Vision Surgery Tax Deductible?
Thinking about vision correction surgery? Find out when LASIK and other vision procedures may qualify as deductible medical expenses.
Are Medical Travel Expenses Tax Deductible?
Medical travel expenses may be tax-deductible when they’re essential to receiving medical care.
Which Taxes Provide for Medical Benefits?
Payroll taxes fund both Medicare health coverage and Social Security cash benefits.
What Is Medical Pre-Tax?
Medical pre-tax refers to health-related deductions taken from your paycheck before income and payroll taxes are applied.
Are Health Benefits and Premiums Pre-Tax?
Pre-tax health premiums are deducted before taxes, lowering your taxable income and payroll taxes.
Medical Savings Accounts vs. Emergency Savings
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) offer tax advantages that ordinary emergency savings do not.
Are Medical Insurance Premiums Tax Deductible?
Health insurance premiums are only deductible if paid with after-tax dollars.
Medical Expenses & Health Tax Deductions: 2026 Guide
Before you can claim a medical expense tax deduction, you need to know what the IRS actually considers a qualified medical expense.
First-Time Filer Tax Checklist: Everything You Need Before You File
Filing taxes for the first time? Don’t panic—you’ve got everything you need right here.
Tax Credits First-Time Filers Often Overlook
Many first-time taxpayers don’t realize that even with a small income, they may be eligible for refunds or credits.
Client Testimonials
Trusted by Individuals and Businesses Across the Region.
"I highly recommend Mr. Monahan for all your tax needs. He has been my accountant for years and has helped me with tax issues left over from a previous accountant. I trust his tax knowledge and he is an expert with dealing with the IRS."
-Allison B.
"Incredibly responsive and detail-oriented. The best CPA I've ever worked with-period."
- James R., Real Estate Investor
"Clear expectations, no surprises, and genuine care for my financial future. Highly recommend."
- Linda T., Freelance Consultant













